To a large skillet over medium-high heat, add ground beef. Cook, breaking it up with a wooden spoon until no longer pink (about 5-7 minutes). Drain grease.

Add salt, pepper, and red pepper flakes. Stir to combine.

Pour in the beer. Let it simmer for about 4-5 minutes, allowing the liquid to reduce slightly.

Reduce the heat to medium-low.

Add the shredded cheese and Velveeta to the skillet. Stir occasionally until all the cheese is melted and smooth.

Add black beans, red onion, jalapeno, and tomatoes. Stir to combine.

Continue to cook, stirring occasionally, for about 5 minutes until everything is well combined and heated through.

Garnish with freshly diced tomatoes, cilantro, and a squeeze of lime.

Serve immediately with tortilla chips.